Your Finances; Your Future


There's so much out there to learn about credit, from establishing and maintaining a good credit score, to repairing your credit, applying for a credit card, or even avoiding penalties, just to name a few.

The agencies below offer resources that should help you with credit-related questions, from information to counseling, and even classes.

Click on an agency for assistance.
(800) 989-2227
1635 Market Street, Suite 510, Philadelphia, PA 19103

Clarifi works with individuals and families to build stronger financial foundations. We help people manage the everyday financial challenges that arise throughout life's phases. Whether it means securing or maintaining a stable home, paying down debt, saving for an education, developing a savings plan for retirement, starting a business, or other important financial goals - Clarifi has been the nonprofit resource thousands of Delaware Valley families have turned to for results since 1966.

(302) 298-3249
600 South Harrison St., Wilmington, DE 19805
603 North Church St., Wilmington, DE 19801

The MoneySchool | Stepping Stones
302-298-3254 | 302-298-3253

The Money School offers FREE financial education classes and financial literacy resources to Delawareans. Participants gain a better understanding of the consumer marketplace and the current economic environment while learning skills necessary to take charge of their financial situations, plan for the future and avoid financial pitfalls.

First State Community Action Agency, Inc
(302) 856-7761
308 N. Railroad Avenue, Georgetown, DE 19947

First State Community Action Agency's primary service is to work towards the elimination of poverty and lessen the effects of poverty on people of low income. We achieve this through the 22 programs we offer statewide through case management and emergency services.

Food Bank of Delaware
(302) 292-1305
222 Lake Drive, Newark, DE 19702
1040 Mattlind Way, Milford, DE 19963

Our mission is to provide nutritious foods to Delawareans in need and facilitate long-term solutions to the problems of hunger and poverty through community education and advocacy.

Latin American Community Center
(302) 655-7338
403 N. Van Buren St. Wilmington, DE 19805
Manuelita Olson Building (MOB): 301 N. Harrison St. Wilmington, DE 19805

Founded in 1969 by Puerto Rican immigrants and community leaders, the Latin American Community Center (LACC) has been a beacon of hope for Delaware's Latino community for over 50 years. Our mission is to empower the Latino community through education, advocacy, partnerships, and exceptional services. Our vision is a thriving Latino community. The LACC provides holistic wraparound services as well advocates for low-income children, youth, and families in a bilingual, safe and culturally-specific environment. The LACC offers more than 30 programs, serving over 7,000 individuals annually. Programs fall in two strategically focused tracks: Lifelong Learning, which offers a broad spectrum of educational services; and Life Empowerment, which helps low- and moderate- income (LMI) minority individuals and families achieve or re-establish self-sufficiency. The LACC is a continuum of care agency, connecting every individual who walks through our doors to services and resources that meet their unique needs

National Council on Agricultural Life and Labor Research Fund, Inc
(302) 678-9400
363 Saulsbury Road, Dover, DE 19904
501 Olgletown Rd, Newark, DE 19711 (302) 283-7505
353 Saulsbury Rd, Dover, DE 19904 (302) 678-9400
110 S. Bedford St., Georgetown, DE 19947 (302) 855-1370
1007 North Orange St., Wilmington, DE 19801 (302) 351-2575

NCALL provides homeownership education and counseling, financial coaching, financial education, foreclosure prevention, real estate development, self-help housing and financial resources for affordable housing and community facilities. Since 1976, NCALL has helped over 18,000 families secure, preserve or prepare for affordable housing while leveraging over a billion dollars of financial and housing assistance.

Sussex County Habitat for Humanity
(302) 855-1153
P.O. Box 759, 206 Academy Street, Georgetown, DE 19947-1947

Sussex County Habitat for Humanity is a Christian housing ministry that seeks to put God's love into action by bringing people together to build homes communities and hope.

Sussex County Habitat for Humanity has the following programs to provide community support:

1. Affordable Homeownership
2. Free Stand By Me Financial Coaching
3. Home Repair Program for Homeowners Who Live In Sussex County
4. In Home Energy Counseling and Checkup Program-Sussex County Residents.
5. Free Insulated Skirting Program for Manufactured Homeowners - Must Be A Delmarva Power Customer
6. Refrigerator Replacement Program for Delmarva Power Customers

Wilmington Senior Center
(302) 651-3400
1901 N. Market St., Wilmington, DE 19802

The mission of the Wilmington Senior Center is to provide life-sustaining and life-enriching services, opportunities, and partnerships that have a positive impact on older adults physical, mental, and social well-being, and that contribute to future generations.

Wilmington Senior Center provides programs that respond to critical community needs and help seniors experience healthy and independent aging, manage chronic disease effectively, and reduce the economic insecurity that plagues 1 in 3 older adults. Our Support Services focus on physical, mental, and social well-being. Activities include health & wellness classes and arts and cultural programs, as well as outside excursions.

One of our programs is Stand By Me 50+ which is a financial empowerment program that offers free financial coaching and benefits screening and access. Call today to schedule an appointment!

(302) 655-0039
153 E. Chestnut Hill Road, Suite 102, Newark, DE 19713
Home Life Management Center
709 N. Madison St, Wilmington, DE 19801
Sexual Assault Response Center (SARC)
153 E. Chestnut Hill Rd, Ste. 515, Newark, DE 19713
Racial & Social Justice Program
100 W. 10th Street, Ste. 515, Wilmington, DE 19801

YWCA is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. YWCA Delaware is the leading organization for social change, including eliminating racism and its effects, and it is widely recognized as the highly effective, inclusive and uplifting force that empowers women to achieve their full social and economic potential.

HOUSING PROGRAMS - Home-Life Management Center; Emergency and transitional housing for homeless families.

Financial Capability - Teaches the basics of managing, saving and investing money.

Homeownership - Assists families to either purchase their first home or avoid losing their current home.

Racial & Social Justice - Advocates for equity, justice and a non-violent society.

Sexual Assault Crisis - Provides 24/7 crisis intervention services to those impacted by sexual violence.

Work Readiness & Self-Employment - Training for 21st century work readiness, job search and self-employment strategies.

Youth Development - Builds life skills, college & career readiness and diversity awareness for at-risk youth.

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