Delaware.money

Your Finances; Your Future

Credit

Whether you're new to building credit or you need to repair and rebuild it, there's so much out there to learn. It's important to know how to apply for a credit card and how to earn a well-established credit score. Having good credit is essential for those who want to purchase a first home or create a life for themselves. With all of the credit programs available to you, they will prepare you for starting on the right path to success.

If you've never had a credit card before, you might be overwhelmed at how many offers you get in the mail. There are several factors to look for when applying for a credit card. The best example is finding a credit card with a low-interest rate. If you miss a payment for some reason, you'll have to pay more than you already owe. Upon starting, you should apply for the one that starts low and moves to a higher interest rate later on.

There is quite a bit of information that will come in handy when educating yourself about credit. If you're looking to become a first-time home buyer, you should take classes on learning about credit.

Granting yourself all that knowledge will educate you why credit is so involved when buying a home.

There are also several classes you can find if you're having trouble establishing credit. The offered classes are intended for low-income families and incarcerated individuals with 6-12 months until they're released. It can be stressful in a household when a family can't quite figure out how to get established credit. Luckily, there are classes to assist with that stress and helps build families back up.

Choose a service from the Credit category
Comprehensive Housing Counseling Services
There's so much out there to learn about credit, from establishing and maintainin...
Delaware Community Reinvestment Action Council Inc. (DCRAC)
There's so much out there to learn about credit, from establishing and maintainin...
First State Community Action Agency
There's so much out there to learn about credit, from establishing and maintainin...
NCALL Homeownership Counseling
There's so much out there to learn about credit, from establishing and maintainin...
NCALL Research Inc.
There's so much out there to learn about credit, from establishing and maintainin...
The Money School
There's so much out there to learn about credit, from establishing and maintainin...
Or choose a service from one of these Credit subcategories:
Comprehensive Housing Counseling Services
First Time home buyers preparedness, foreclosure prevention, credit rebuilding, and financ...
NCALL Research Inc.
Homeownership Education*,e-Home America (Online)*, Foreclosure Prevention, Financial Educ...